Glossary

Clouding Title

Recording a memorandum or affidavit of a contract in the land records so a seller can't sell to anyone else until it's removed — a wholesaler tactic that can lock a property.

A cloud on title can be devastating if you're racing a legal deadline. The cloud must be legally removed before you can close with any other buyer. Never sign a contract that allows a buyer to record a memorandum of contract without your written consent. If a cloud has appeared, see an attorney immediately.

Read more in the Field Guide:

Want a plain-language review of your situation?

A Home Transition Review gives you clear options — including the ones no buyer will volunteer.

Get a free review