Glossary
HUD-Approved Housing Counselor
A government-approved advisor offering free or low-cost foreclosure and housing guidance. For most homeowners in distress, this is the best first call. Reach them at 1-888-995-HOPE.
HUD-approved counselors are accountable to the federal government and offer free or low-cost help. They can explain your options, contact your servicer on your behalf, help you understand the real timeline, and navigate toward the options that still apply to your situation. They see these situations every day. You're doing it once.
Read more in the Field Guide:
- Foreclosure Options: What's Actually Available, Foreclosure
- Foreclosure Rescue Scams: How They Work, Foreclosure
Want a plain-language review of your situation?
A Residios Home Transition Review gives you clear options, including the ones no buyer will volunteer.